PAYMENT OPTIONS HUB • V2

Shop Pay added SEPA5 saves 5% Humm Ireland retained

Choose how you pay. Keep moving.

Compare fast card and wallet checkout, monthly credit, Pay in 3, PayPal Pay Later and direct bank transfer in one premium INTHEZONE payment guide.

Use Shop Pay, Apple Pay, Google Pay, accepted credit or debit cards, Humm Ireland, Klarna, PayPal or SEPA Bank Transfer—subject to the method displayed and provider approval.

Compare payment routes Explore Shop Pay Shop INTHEZONE

Shop Pay Apple Pay Google Pay Cards Humm Ireland Klarna PayPal SEPA5

INTHEZONE Electric Mobility Checkout guide Reviewed 26 July 2026

1 tap Shop Pay checkout

Returning Shop Pay customers can use saved contact, payment and address details.

5% SEPA5 saving

Apply SEPA5 and pay by eligible SEPA bank transfer for the upfront discount.

6–36 Humm Ireland terms*

Monthly terms depend on the live Humm quote, retailer offer and customer approval.

5 Card networks

Visa, Mastercard, American Express, Maestro and UnionPay through the Irish checkout rail.

THE READY ANSWER

Start with what matters most to you

Payment methods can vary by country, device, browser, order value, provider decision and the options shown at checkout.

Fastest checkout: choose Shop Pay, Apple Pay or Google Pay when displayed. Longer Irish monthly credit: review Humm Ireland. Short instalments: check Klarna or PayPal Pay Later where eligible. Best direct saving: use SEPA5 with SEPA Bank Transfer.

Speed Shop Pay, Apple Pay, Google Pay or card.

Monthly credit in Ireland Humm Ireland, subject to its quote and approval.

Pay in 3 / Pay Later Klarna or eligible PayPal market products.

Upfront discount SEPA Bank Transfer with code SEPA5.

Clear distinction: Shop Pay, Apple Pay and Google Pay are accelerated checkout methods. They are not automatically credit or Buy Now, Pay Later. Any instalment product is separate and appears only when specifically offered and approved.

THE DEFINITIVE COMPARISON

Choose the payment route that fits your order

Use this table before checkout. The final method, limit, repayment structure and authorisation always depend on the live checkout or provider decision.

Payment method	Type	Best for	Where / when	Approval	Key benefit	Access
Shop Pay	Accelerated	Customers who want a fast repeat checkout with saved details.	When Shop Pay is displayed at INTHEZONE checkout.	Payment authorisation and Shop verification can apply.	Saved email, payment method, shipping and billing details.	View Shop Pay
Apple Pay	Digital wallet	Customers using a compatible Apple device with an eligible card in Wallet.	When the Apple Pay button is displayed on a supported device or browser.	Device authentication and issuer authorisation apply.	No need to type card or address details manually.	View wallets
Google Pay	Digital wallet	Customers who want to use eligible card and address details saved with Google.	When Google Pay is available for the device, account and checkout.	Wallet and issuer authorisation apply.	Fast checkout without re-entering payment details.	View wallets
Credit / debit card	Pay now	Customers who want standard card checkout.	Visa, Mastercard, American Express, Maestro and UnionPay.	Issuer, fraud and authentication checks apply.	Familiar direct card payment.	Accepted cards
Humm Ireland	Monthly credit	Irish customers seeking structured monthly repayments on eligible orders.	Ireland; live retailer quote and credit terms control.	Humm application and approval required.	Potentially longer repayment terms for higher-value orders.	View Humm
Klarna	Pay in 3 / finance	Eligible European customers seeking a split-payment route.	Product and limits vary by customer country.	Klarna approval required.	Pay in 3 or selected longer finance where shown.	View Klarna
PayPal	Wallet / Pay Later	Customers who prefer PayPal checkout and eligible Pay Later products.	Standard PayPal broadly; Pay Later products vary by market.	PayPal authorisation or credit approval can apply.	PayPal checkout plus Buyer Protection for qualifying purchases.	View PayPal
SEPA Bank Transfer	Direct transfer	Ready buyers who want to pay by IBAN and save upfront.	Eligible euro / SEPA bank-transfer orders.	No finance approval; cleared funds required.	5% off with code SEPA5.	Use SEPA5

Provider control: INTHEZONE makes these routes available, but card issuers, Humm, Klarna, PayPal, Shop Pay and wallet providers control their own authentication, eligibility, risk checks, limits and final approval.

SHOP PAY • FAST CHECKOUT

Save the details. Skip the repetition.

Shop Pay is Shopify’s accelerated checkout. After a customer opts in and completes verification, eligible saved information can be reused at INTHEZONE and other checkouts where Shop Pay is active.

Saved checkout profile

Shop Pay can save the customer’s email address, payment method, shipping address and billing information.

Faster repeat purchases

Returning customers can avoid typing the same checkout information again and move through payment more efficiently.

Shop verification

A Shop verification step can be requested. Customers should never share a verification code with another person.

Editable before payment

Customers can review the selected card, delivery address, billing details and order total before authorising payment.

Order visibility

Eligible customers can use the Shop experience to follow order and delivery updates linked to their account.

Not automatically finance

Standard Shop Pay is a fast payment route. Instalments are separate and should be expected only when a specific offer appears.

Shop Pay instalments: this page does not promise an instalment product through Shop Pay. If no instalment offer is displayed at checkout, choose Humm Ireland, Klarna, PayPal Pay Later where eligible, or another available method.

ACCELERATED CHECKOUT STACK

Shop Pay, Apple Pay and Google Pay—what changes?

All three can reduce checkout friction, but they use different saved profiles and eligibility signals. The relevant button appears only when the checkout recognises an available method.

Shop Pay

Shopify-powered profile

Uses saved Shop Pay contact, card and address details.
Designed for fast repeat checkout across participating Shopify stores.
May request Shop account verification.
Standard Shop Pay is not automatically BNPL.

Apple Pay

Apple Wallet checkout

Uses an eligible card and addresses stored in Apple Wallet.
Displayed on compatible Apple devices and supported browser experiences.
Purchase authentication can use Face ID, Touch ID or the device passcode.
The card issuer still makes the final authorisation decision.

Google Pay

Google-saved checkout

Uses eligible payment and address information saved with Google.
Availability depends on account, device, browser and checkout support.
Reduces the need to enter card information manually.
The wallet and card issuer can still request authentication.

If a wallet button is missing: continue to the full checkout. The option may depend on device compatibility, browser, customer location, card, currency, cart contents and live store configuration.

CARD ACCEPTANCE • IRELAND RAIL

Accepted credit and debit card brands

The Irish Shopify checkout rail supports the five card brands below. A supported logo does not guarantee approval: the customer’s issuer, authentication result, billing information, available funds and fraud checks still apply.

VISA

Visa

Eligible Visa credit and debit cards, including Visa Debit where supported by the issuer.

Mastercard

Eligible Mastercard credit and debit cards, subject to issuer authorisation.

AMEX

American Express

Eligible American Express cards processed through the displayed checkout route.

Maestro

Eligible Maestro debit cards where the card and issuer support online payment.

UnionPay

Eligible UnionPay cards where available for the customer and transaction.

Checkout route	What it uses	What the customer sees	Why payment can still fail
Standard card checkout	Supported Visa, Mastercard, American Express, Maestro or UnionPay card.	Card number, expiry, security code and billing fields as required.	Issuer decline, insufficient funds, incorrect details, authentication or risk checks.
Shop Pay	An eligible saved payment method in the customer’s Shop Pay profile.	Saved profile, card choice, address, order total and any verification prompt.	Expired card, failed verification, issuer decline, address mismatch or provider review.
Apple Pay	An eligible card stored in Apple Wallet.	Apple Pay sheet with card, address, delivery and total.	Unsupported device or browser, wallet setup, authentication or issuer decline.
Google Pay	An eligible payment method stored with Google.	Google Pay sheet with payment and delivery information.	Account, browser, card, authentication, region or issuer restrictions.

FAST CHECKOUT FLOW

From product page to authorised payment

A simple four-stage route keeps the customer in control while allowing the payment provider or issuer to complete its required checks.

Choose the product

Confirm model, colour, battery version, delivery market and order total.

Select the checkout route

Use Shop Pay, Apple Pay, Google Pay or continue to the full checkout for cards and other payment methods.

Review every detail

Check the delivery address, selected payment method, shipping, discount, tax display and final amount.

Authenticate and receive confirmation

Complete any issuer or wallet authentication. The order confirmation follows only after the checkout records the result.

SEPA BANK TRANSFER

Pay direct by IBAN. Save 5%.

Choose your electric bike, scooter, dirt e-bike or mobility product, apply code SEPA5, select SEPA Bank Transfer — Pay by IBAN, and complete the transfer using the instructions supplied with the order.

Shop with SEPA5 How SEPA works

Original price €1,500

Discount code SEPA5

Customer saves €75

Customer pays €1,425

SEPA5 condition: the discount is reserved for eligible SEPA Bank Transfer orders. It cannot be combined with Humm, Klarna, PayPal or card / wallet payment routes unless INTHEZONE expressly states otherwise.

SEPA PROCESS

Eight clear steps from cart to fulfilment

SEPA is a direct bank transfer, not finance or Buy Now, Pay Later. Fulfilment begins after INTHEZONE confirms cleared funds.

Choose your product

Select the correct model, specification, colour and delivery market.

Apply SEPA5

Enter the discount code at checkout and confirm the 5% reduction.

Select SEPA

Choose SEPA Bank Transfer — Pay by IBAN as the payment method.

Place the order

The Shopify order is created with payment awaiting confirmation.

Send the transfer

Use the supplied IBAN and transfer the exact discounted total.

Add the reference

Include the Shopify order number as the bank transfer reference.

Funds clear

INTHEZONE verifies the bank receipt once the funds arrive.

Fulfilment begins

The confirmed order moves forward for supplier processing and dispatch.

Timing: bank-transfer speed can vary by bank, country, cut-off time, weekend and public holiday. Do not expect dispatch before cleared payment is confirmed.

FINANCE & PAY LATER ROUTES

Three provider-led ways to spread payment

Credit and Pay Later products are separate from standard card and wallet checkout. Each provider makes its own eligibility and approval decision.

Humm Ireland

Designed for eligible customers resident in Ireland who want structured monthly repayments on qualifying higher-value orders.

Available terms, rates and fees vary by retailer quote.
The original INTHEZONE configuration may display terms from 6 to 36 months where offered.
Humm controls identity, affordability, credit and final approval checks.
Credit should be used only when repayments remain comfortably affordable.

Open Humm Ireland application

Klarna Europe

For eligible customers who see Pay in 3 or a supported longer-finance route in their market.

Pay in 3 limits vary by country and transaction.
Selected longer terms can appear in configured markets.
Klarna controls eligibility, limits and checkout visibility.
A declined Klarna application does not mean another checkout method will fail.

Review the Klarna configuration

PayPal Pay Later

For eligible customers who prefer PayPal checkout and a market-specific Pay Later offer.

Pay Later products differ across the USA and European markets.
Standard PayPal checkout can still appear when Pay Later does not.
PayPal controls product visibility, approval and transaction limits.
Buyer Protection is separate and applies only to qualifying purchases.

Review PayPal by market

Responsible borrowing: finance can increase the total amount payable through interest, fees or other charges. Review the live pre-contract information and repayment schedule before accepting any credit agreement.

KLARNA CHECKOUT CONFIGURATION

Klarna payment limits by country

These figures reproduce the country configuration supplied for the original INTHEZONE hub. They are an orientation tool, not a guarantee: the live checkout and Klarna decision always control.

Country	Pay in 3	Configured range	Checkout profile	6 months	12 months	24 months	36 months
Austria	Available	€1–€5,000	Premium ceiling	Min €25	Min €120	Min €1,000	Min €1,000
Belgium	Available	€1–€5,000	Premium ceiling	Not shown	Not shown	Not shown	Not shown
Finland	Not shown	Finance route	Finance-first	Min €25	Min €120	Min €240	Min €360
France	Available	€1–€1,500	Lower ceiling	Not shown	Not shown	Not shown	Not shown
Germany	Available	€1–€5,000	Premium ceiling	Min €25	Min €120	Min €1,000	Min €1,000
Greece	Available	€1–€1,000	Lower ceiling	Not shown	Not shown	Not shown	Not shown
Ireland	Available	€1–€1,500	Lower ceiling	Not shown	Not shown	Not shown	Not shown
Italy	Available	€1–€1,500	Lower ceiling	Not shown	Not shown	Not shown	Not shown
Netherlands	Available	€35–€4,000	High flexibility	Not shown	Not shown	Not shown	Not shown
Portugal	Available	€1–€1,000	Lower ceiling	Not shown	Not shown	Not shown	Not shown
Spain	Available	€1–€1,500	Lower ceiling	Not shown	Not shown	Not shown	Not shown

Configuration warning: “Not shown” and any stated minimum or maximum reflect the original supplied configuration, which can change. Confirm the current live checkout before publishing a promise about a specific customer or order.

PAYPAL PAY LATER

Different markets. Different Pay Later products.

PayPal checkout is not the same as PayPal Pay Later. A customer may be able to pay with PayPal even when no credit or instalment offer is displayed.

Country / region	Potential Pay Later product	Typical structure	Best fit	Important note	Official access
USA	Pay in 4 / Pay Monthly	Pay in 4 for eligible purchases; Pay Monthly for larger qualifying purchases.	Electric bikes, scooters and other eligible higher-ticket orders.	Purchase-range rules, credit checks and approval can apply.	USA Pay Later
United Kingdom	Pay in 3 / Pay in 30	Three monthly payments, or one payment after 30 days, on eligible purchases.	Customers seeking a short PayPal-led instalment route.	Displayed only when PayPal confirms eligibility.	UK Pay Later
Germany	Pay in 30 / 3, 6, 12 or 24 months	Pay after 30 days or use an eligible monthly instalment plan.	Eligible premium mobility orders in a strong PayPal market.	The live PayPal offer supplies the actual term and cost.	Germany Pay Later
France	Pay in 4X / 6, 12 or 24X	Four interest-free payments, or eligible longer monthly plans with interest.	French customers who prefer a PayPal BNPL route.	Eligibility and transaction rules apply.	France Pay Later
Spain	Pay in 3 / 6, 12 or 24 instalments	Three interest-free payments, or eligible longer monthly plans.	Spanish buyers seeking a PayPal instalment route.	Final visibility is controlled by PayPal Spain.	Spain Pay Later
Italy	Pay in 3 / 6, 12 or 24 instalments	Three interest-free payments, or eligible longer monthly plans.	Italian customers buying eligible mobility products.	The account, amount and live PayPal decision control.	Italy Pay Later
Ireland	Standard PayPal checkout	PayPal can remain available even when a consumer Pay Later offer is not displayed.	Customers who prefer PayPal’s wallet and eligible purchase protection.	For instalments, review Humm Ireland or Klarna when shown.	PayPal Ireland

PayPal visibility: Pay Later can depend on customer country, PayPal account, transaction value, product category, risk checks and local terms. Never promise a Pay Later product before the customer sees it in the live PayPal flow.

BUYER PROTECTION

PayPal protection adds confidence—not automatic coverage

PayPal Buyer Protection is separate from Pay Later. It can support qualifying purchases when the programme’s eligibility, evidence and deadline requirements are met.

Item not received

PayPal can review a qualifying claim using payment records, delivery evidence and communication.

Significantly not as described

PayPal can assess whether an eligible item materially differs from the listing under its programme rules.

Evidence and timing matter

Keep confirmations, receipts, tracking, photographs and messages, and open any dispute within the applicable timeframe.

Best first step: contact INTHEZONE promptly about an order, delivery or warranty concern. If a PayPal dispute becomes necessary, follow the official Resolution Centre process and current programme terms.

QUESTIONS CUSTOMERS ASK

INTHEZONE Payment Options FAQ

Short answers designed for customers, search engines and AI-assisted shopping results.

What is Shop Pay?

Shop Pay is an accelerated Shopify checkout. It can save a customer’s email address, payment method, shipping address and billing information so future checkouts can be completed faster after the customer opts in and verifies their profile.

Is Shop Pay the same as Buy Now, Pay Later?

No. Standard Shop Pay is a fast checkout method, not automatically a credit product. An instalment offer is separate and should be expected only if it is specifically displayed and approved. INTHEZONE customers can also review Humm Ireland, Klarna and PayPal Pay Later where eligible.

Which card brands can I use?

The Irish Shopify checkout rail lists Visa, Mastercard, American Express, Maestro and UnionPay. The exact card must still be enabled for online payment and authorised by its issuer.

Can I use Apple Pay at INTHEZONE?

Apple Pay can be used when its button is displayed for the customer’s compatible device, browser, region and eligible card. The customer reviews the Apple Pay sheet and authenticates on the device before the issuer authorises payment.

Can I use Google Pay at INTHEZONE?

Google Pay can be used when it is displayed for the customer’s account, device, browser, region and eligible saved payment method. If it is not shown, continue to the full checkout and choose another available route.

Why is a payment button not appearing?

Checkout visibility can depend on device, browser, customer country, billing address, currency, cart, product, transaction value, saved wallet, live store configuration and provider eligibility. Continue to the standard checkout to see the complete set of available methods.

How does Humm Ireland work at INTHEZONE?

Eligible Irish customers can apply for Humm monthly credit. The available term, rate, fees and repayment amount are supplied in the live Humm quote or credit agreement. Humm—not INTHEZONE—makes the identity, affordability, credit and approval decision.

Which countries can use Klarna Pay in 3?

The original INTHEZONE configuration supplied for this page includes Austria, Belgium, France, Germany, Greece, Ireland, Italy, the Netherlands, Portugal and Spain. Limits and live availability can change, so the current checkout is authoritative.

Is PayPal Pay Later available in Ireland?

Standard PayPal checkout may be available even when a consumer Pay Later option is not shown. Irish customers seeking instalments should review Humm Ireland or Klarna when available; eligibility and approval remain provider-controlled.

What is the best option if I want to save 5%?

Apply code SEPA5 and choose SEPA Bank Transfer — Pay by IBAN on an eligible order. The discount is for the bank-transfer route and cannot normally be combined with finance, PayPal, card or wallet payment.

When does a SEPA order move to fulfilment?

The order moves forward after INTHEZONE confirms that the correct funds have cleared. Transfer speed can vary by bank, country, cut-off time, weekend and public holiday.

Does INTHEZONE approve finance applications?

No. Humm, Klarna and PayPal control their own credit checks, eligibility, limits, repayment products and approval decisions. Card issuers and wallet providers also control payment authorisation.

What should I do if my card is declined?

Check the card details, billing address, available funds and any bank authentication request. You can try another supported card or a different method shown at checkout. Contact the card issuer if the decline continues because INTHEZONE cannot override an issuer decision.

OFFICIAL PAYMENT REFERENCES

Source links behind the checkout guide

Payment products change. These primary references help customers and INTHEZONE confirm the latest provider wording before relying on a payment route.

Payment information only; not financial advice. Credit is subject to status, provider approval, live terms and affordability. Payment methods, limits, rates, fees, eligibility and checkout visibility can change. Review the provider’s current terms and the exact information shown before confirming an order.